Insurance surveys for yachts and motorboats, Solent and Hampshire
Marine insurance condition and valuation surveys for yachts and motorboats in the Solent, Southampton, Hamble, Portsmouth, Lymington and the Isle of Wight. Accepted by the major UK insurers.
Written the way the underwriters want it, with a current market valuation, so you don't get bounced back for a rewrite.
A structured look at hull, deck, systems and safety kit, pitched at the age and use of the boat.
I add service intervals and best-practice notes, so it's not just paperwork for the insurer.
Report normally lands with you within about a week of the inspection.
Why the insurer wants one
Most UK insurers ask for a condition survey once a boat gets past a certain age (usually somewhere between fifteen and twenty years, depending on the underwriter), then again every few years after. They want to see she’s sound and to fix a current value for the insured sum.
What I look at
It’s a lighter touch than a pre-purchase survey, but still a proper going-over:
- Hull, deck and superstructure, with moisture readings where they’ll tell us something.
- Rig, on yachts, to the level insurers care about.
- Engine installation, seacocks, hoses and through-hulls.
- Electrical installation, batteries, charging.
- Gas and safety kit.
- Current market valuation.
The boat needs to come out of the water for the underneath, so it’s worth timing the survey around your next scheduled lift. Happy to work that out with your yard.
Not just a hoop to jump through
Insurance surveys have a reputation for being paperwork. I try to make them worth having: service-interval notes, a heads-up on things that will need doing in the next season or two, that kind of thing. You get a maintenance picture as well as a piece of paper for the underwriter.
Where I work
Southampton (Ocean Village, Shamrock Quay, Kemp’s, Saxon Wharf), the Hamble (Port Hamble, Mercury, Universal, Swanwick), Portsmouth and Gosport (Haslar, Gosport Marina, Port Solent), Lymington, Beaulieu, Cowes, Yarmouth, Bembridge, and Chichester Harbour. I’ll fit the survey around your yard’s lift schedule where I can.
Booking
See pricing for a rough idea, or drop me a line with the boat’s details, where she is, and what your insurer has asked for.